15 Million Americans Could Face This Major Mortgage Hurdle » Mortgage Masters Group

15 Million Americans Could Face This Major Mortgage Hurdle Getting a mortgage as a self-employed individual is more difficult — but not impossible.

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This calculates the monthly payment of a $5 million mortgage based on the amount of the loan, interest rate, and the loan length. It assumes a fixed rate mortgage, rather than variable, balloon, or ARM. Subtract your down payment to find the loan amount. Many lenders estimate the most expensive home that a person can afford as 28% of one’s income.

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