Best Practices for Mortgage in Manufactured Housing

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A manufactured home (formerly known as a mobile home) is built to the Manufactured Home Construction and Safety Standards (HUD Code) and displays a red certification label on the exterior of each transportable section. Manufactured homes are built in the controlled environment of a manufacturing plant and are transported in one or more sections.

The dramatic improvement of manufactured housing over the last decade has made it possible to obtain the same favorable mortgage terms on manufactured homes as on site built homes. However, most typical mortgage brokers are not specialized or educated in lending on Manufactured Homes and are unable or unwilling to provide this type of financing.

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Mortgage Refinancing. Refinancing your mortgage allows you to pay off your existing mortgage and take out a new mortgage on new terms. You may want to refinance your mortgage to take advantage of lower interest rates, to change your type of mortgage, or for other reasons.

Simplifying business practices. UWM wants mortgage brokers to be the obvious choice in every circumstance for consumers nationwide. “The most important message we push out in national media is that.

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Mortgage rates dropped to a record low Mortgage rates dropped yet again to another record low for 2011, falling to the lowest level in nearly 6 months and helping the real estate market which is on life support. Both fixed mortgage rates and adjustable mortgage rates dropped this week. Find today’s mortgage rates by using our rate tables at MortgageRates.MonitorBankRates.com.

Manufactured Home Mortgage Calculator . Want to estimate your monthly mortgage payment? Simply enter the required information below and click "Calculator" to generate an estimated monthly payment. Please note this is strictly an estimate.

Use Bank of America’s comprehensive mortgage terms glossary to get definitions of mortgage terms that may come up throughout the loan process.

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