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Renovation loan specialist explains the key differences – and benefits. Home Renovation Loans (Discontinued). Both Fannie Mae's HomeStyle mortgage and the FHA's 203K mortgage serve as “one-time-close” mortgages.
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Let's take a look at both mortgage types to help you decide what's right for you.. If you are a first-time home buyer or looking to refinance, you are.. is more of a fixer-upper, a conventional loan or FHA 203k loans could be an.