Georgia’s Department of Community Affairs helps residents in particular counties finance their new homes through the Georgia Dream Homeownership Program.Along with first mortgage loans and homebuyer education, the program helps homebuyers afford decent housing by providing them with down payment assistance.
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Georgia Dream loans are originated by Participating Lenders across the state. These lenders can take your mortgage loan application for an FHA, VA, USDA-RD, or conventional uninsured loan and process all paperwork required by the Georgia Dream program. You do not apply directly to DCA for the Georgia Dream Homeownership program.
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Does the Ga. Dream program require above a certain credit score? How can I get a home loan with low credit? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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