If you are a Real Estate Professional or Mortgage Broker/Loan Officer, how has the current housing/mortgage market affected you financially? Are you considering making any short or long term changes in your career? How are you coping with the current economic situation as to how it affects your business?
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Because the mortgage lender owns an interest in most people’s homes, the cost of maintenance and repairs is usually split between the homeowner and the lender. false. One of the first things a real estate agent will ask a prospective homebuyer to do is to go to a mortgage lender and prequalify for a real estate loan.
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If you do choose to invest more than 20 percent in your down payment, it’s possible that you will gain access to a lower interest rate for your mortgage. Many lenders look favorably on homebuyers that are investing more of their own money and borrowing less. Be sure to check with your mortgage advisor to find out if you qualify for lower rates.
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Large-portfolio investors don’t finance rental homes in the same way as small investors or home owners. The financing they obtain are business loans secured primarily by real property – not mortgages. They qualify for these loans based on the perf.
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