Retirement: Banks offer ‘later life’ mortgages to meet UK ageing population – The Florida Post

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About Age UK Age UK is the country’s largest charity dedicated to helping everyone make the most of later life. We believe in a world where everyone can love later life and we work every day to achieve this. We help more than 5 million people every year, providing support, companionship and advice for older people who need it most. The Age UK

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Later-life lending could hit 397 billion by 2024 and 548 billion by 2029, the Centre for Economics and Business Research has predicted, up from 200 billion in 2014. The most common form of equity release is a lifetime mortgage, through which homeowners aged 55 and over can take out a loan secured against their home, with the loan and interest typically repaid with the proceeds of the eventual sale.

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UK universities offer a range of Bachelors, Masters and PhD programs. Students in the UK can apply to universities after taking post-school A Level qualifications (which last two years) or as a mature student later in life after passing an Access to Higher Education course (one year).

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A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets.Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold.

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