Why Mortgage Pre-Approval Matters – North Florida Mortgage

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Generally, a co-signer will stay on the mortgage for a few years until the primary borrower can establish enough credit or income to assume full responsibility for the loan. At that point, the co-signer can request to be taken off the note by asking the lender to requalify the loan with just the primary borrower.

What documentation you need. To get pre-approved, you’ll need to provide a mortgage lender with a good amount of paperwork. For the typical home buyer, this includes the following: Pay stubs from the past 30 days showing your year-to-date income. Two years of federal tax returns. Two years of W-2 forms from your employer.

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Why Mortgage Pre-Approval Matters – North Florida Mortgage Marie Nickens Contents President; tom mason market leader offering leader offering home mortgage Adoptive) child (step Is This The Last Chance for.

An emerging-growth nonbank consumer lender and market leader offering home mortgage, refinance and home equity loan products in all 50 states.

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Obtaining a pre-approval for a mortgage is the first step in owning your own home and Clear Mountain Bank is committed to making this process as quick and convenient as possible. A pre-approval helps you understand the loan amount you may qualify for, before you find a home.

Some of the documents needed for mortgage pre-approval are a bit time-consuming. But gathering your social security card shouldn’t be! You will need to present a copy of your social security card as proof that you are who you are representing in your pre-approval application. This helps to prevent identity fraud.

If you intend to purchase, build or refinance a piece of property here in North Florida and start your mortgage pre-approval process now, please contact North Florida Mortgage today. Our qualified professionals have many years of experience in mortgage lending and are dedicated to providing a high level of personal service in order to help you.

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Mortgage Pre-Approval. Get a Personalized Quote. Now is the time to purchase a new home. Lock in your rate today! Determine your affordable price range Knowing the range of affordability greatly aides your new home search. Secure the best loan for you

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